Office Comprehensive Insurance

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This policy covers all office contents including machines, fixtures, fittings and other items like legal textbooks and reference books including telephones, telex and faxing machines.  The policy can be extended to cover public liability.   It has two main sections as follows:

Section A

All contents of the buildings, as well as all risks coverage for specified items (especially those whose values exceed 5% of sum insured).

The items to be insured are usually made up of the following:

  • Office furniture, electrical & electronic equipment
  • Plant and machinery
  • Stock of raw materials and finished goods
  • Loss of annual rent for alternative accommodation

Section B

Public Liability – (for bodily injury and third party property)